LRI agents are ready to walk you through the entire buying process from start to finish, ensuring the smoothest of journeys along the way. The best part is that our services are absolutely free to buyers in a transaction. When buying a property, it's always helpful to start by making a list and setting a budget. The list should include both must-haves and would-be-nice-to-haves. We can guide you on the budgeting analysis, and even provide lender options to get you pre-approved for a loan. Next you're ready to start browsing and touring! You may search for your dream property from any device on our website, or we can personalize a completely customized search that will alert you to every applicable listing, both on and off-market.
When you save a search on our website, any new properties matching your wish list criteria will be delivered straight to your inbox the moment they go up for sale.
Simply hit "See This Listing" or reach out to us directly to schedule an in-person showing. You may also choose to have an LRI agent set the alerts, or to perform the entire search for you.
Based on the property's sale price, the term of the loan, your down payment percentage, and the loan's interest rate, this calculator can help estimate what you'll need to pay out monthly for your new property. This calculator factors in PMI (Private Mortgage Insurance) for loans with less than a 20% down payment, as well as town property taxes and their effect on the total monthly mortgage payment.
In order to determine the amount of property you can afford, a lender will use your debt-to-income ratio to determine the percentage of your pre-tax income you spend on debt. Your debt ratio will include monthly housing costs, car payments, credit cards, student loans, and any other installment debt. If you take on more debt before buying a home it will have an impact on the amount of the loan that the lender will finance.
When you find a property you love, we'll guide you through every step of determining the best offer price, with applicable terms, and then submitting the offer on your behalf. Once an offer has been accepted, we'll help navigate you through inspections, appraisals, board packages, and interviews, and ultimately closing. LRI agents are experts at making the entire process as stress-free as possible. Contact us today to unlock the luxury experience for yourself.
By combining the personalized bespoke services of a boutique agency, with the robust technology and network reach of a global conglomerate, LRI continues to redefine the ideal in the luxury real estate services market. Whether it be via zealous representation, expert negotiation, dynamic marketing, or consulting expertise, LRI’s dedication to excellence remains unmatched. Contact us today to unlock the luxury experience for yourself.